Terms of Service

Welcome to SEC Filing Intelligence. By accessing or using our website, services, or API (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms").

1. Use of Our Data

Our Service provides analysis and synthesis of public SEC filings. While we strive for accuracy, you should never make investment decisions based solely on our AI-generated summaries. Always verify critical information with the original EDGAR source documents, which we provide links to.

2. User Accounts

You are responsible for safeguarding your account credentials. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

3. Subscription & Billing

Pro & Unlimited Plans: You will be billed in advance on a recurring and periodic basis (monthly or annually). You may cancel your subscription at any time, and you will continue to have access to the Service through the end of your billing period.

Refunds: We offer a 7-day money-back guarantee for first-time subscribers. Contact support@secintel.com to request a refund.

4. Intellectual Property

The Service and its original content (excluding SEC data), features, and functionality are and will remain the exclusive property of SEC Intelligence Inc. Our trademarks may not be used in connection with any product or service without the prior written consent of SEC Intelligence Inc.

5. Limitation of Liability

In no event shall SEC Intelligence Inc., nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

6. API Usage

If you are on an Unlimited plan with API access, you agree not to:

• Resell or redistribute our API data directly.
• Use the API to train competing machine learning models.
• Exceed the rate limits specified in your plan.

7. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect.